Down Payment Assistance Program


If you’re looking to purchase in rural Nevada cities or towns with fewer than 100,000 residents, and have not owned a home in the past three years or you are a veteran, you may qualify. The Nevada Rural Housing Authority (NRHA) has funds available on a first-come, first-served basis for moderate income Nevada residents. NRHA was formed in 1972, for the sole purpose of creating affordable housing opportunities in rural Nevada.

Home At Last™ is a loan assistance program administered by the non-profit NRHA. Since 2006, NRHA has raised over $80 million in mortgage loan funds through the sale of tax-exempt bonds. In the past 24 months, nearly 300 Nevada families have bought their first homes with Home At Last™.

Come Home At Last™

What can Home At Last™ provide me:

  • Best available deal for home financing
  • Free cash down payment grant equal to 4% of the loan amount
  • Instant home equity for first-time home buyers and eligible veterans
  • 30 year fixed mortgage
  • No asset limits for home buyers

Who qualifies:

  • First-time home buyers or qualified veterans who will live in the home as their primary residence
  • Households meeting income qualifications listed and normal FHA, VA, Conventional, or RHS underwriting requirements indicating creditworthiness
  • Moderate income households

Contact Information

If you have any questions or need further information, please call 775.887.1795 ext. 104.